#173: Today I’m sharing an episode of NerdWallet’s Smart Money Podcast, where hosts Sean and Sara address the safety and privacy concerns of digital wallets and debunk common credit score myths. They highlight the importance of securing your digital wallet by leveraging phone security features, understanding privacy policies of digital wallet providers and implementing proactive measures to safeguard your information online.
Sean Pyles is the executive producer and host of NerdWallet's Smart Money podcast. His writing has appeared in The New York Times, USA Today and more. Sara Rathner is a NerdWallet travel and credit cards expert. Her work has been featured on the “Today” show, Nasdaq and CNBC’s “Nightly Business Report.”
Link to Full Show Notes: https://allthehacks.com/digital-wallet-security-credit-score-myths

Resources Mentioned
NerdWallet's Smart Money Podcast
Article: Companies’ deceptive ‘dark patterns’ online cost you money. Here’s how to fight back.

Full Show Notes
(00:00) Introduction
(02:05) Credit Score Myth #1: Small Balance Equals Good Score
(04:29) Credit Score Myth #2: Checking Your Score Will Hurt Your Credit
(06:24) Credit Score Myth #3: Closing Old Credit Card Accounts
(09:50) A Listener's Favorite Money Mistake
(13:41) Are Digital Wallets the Safer Option?
(15:42) Ways to Secure Your Digital Wallet
(16:58) Challenges of Digital Wallets
(18:06) Privacy Around Digital Wallets
(21:12) Safeguarding Your Information Online & Offline
(24:22) How to Fight Back Dark Patterns

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: X | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Digital Wallet Security and Credit Score Myth Debunking with NerdWallet's Smart Money

Learn all the hacks to upgrade your life, money and travel – all while spending less and saving more. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk will help you learn the strategies and tactics they used to shape their success.

Society & Culture

Personal Journals

History

Philosophy

Places & Travel

Education

Training

Language Courses

Higher Education

K-12

Educational Technology

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Self-Improvement

#176: Chris and Nick share the strategies you need to know to easily get the most value out of your points and miles. They discuss the best and worst redemption options, transferring points, optimal ways to structure a trip, finding availability, tips for hotel and airline programs and more.
Nick Reyes is the Senior Author at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles.
Link to Full Show Notes: https://allthehacks.com/nick-reyes-redeeming-points-and-miles

Partner Deals
MasterClass: Learn from the world's best with 15% off
Vuori: 20% off the most comfortable performance apparel I've ever worn
Long Angle: Join a free private community for high net worth investors
Fabric: Affordable term life insurance for you and your family
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Nick Reyes: Website | LinkedIn | X
Frequent Miler On The Air Podcast

How to find impossible hotel awards

The best transferable points program is…

Points for family travel

All the Hacks:

Episode #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler


Episode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins


Newsletter

Leave a review: Apple Podcasts | Spotify


The Points Guy Article: Comparison of flights across travel portals
Award Booking Services:

point.me Concierge

10xTravel

AwardCat


Full Show Notes
(00:00) Introduction
(02:12) Why Nick Loves The Points and Miles Game (vs. Cash Back)
(04:26) The Worst Ways To Redeem Points and Miles
(08:12) Booking Travel via Credit Card Portals
(11:51) How To Maximize Transfer Partner Redemptions
(20:54) Is It Really Worth Investing Time To Learn The Points Game?
(23:56) The Basics of Transferring Points
(27:38) How Major Airline Alliances Work
(31:29) Understanding Airline Ticket Pricing
(32:55) 3 Things You Need In Abundance To Travel More
(39:41) The Impact of Travel Award Availability
(46:25) Optimizing Transfer Bonuses
(48:08) How To Position Your Flight and Structure Your Trip
(56:18) Redeeming Points and Miles For Different Airline Cabin Classes
(1:00:59) How To Travel With Kids Using Points and Miles
(1:06:32) Can Families Actually Use Awards to Fly Business Class?
(1:14:03) Seat Hack For Traveling With Kids
(1:16:53) Nick's Advice To Make Best Use of Points and Miles
(1:24:56) Are Hotel Points Actually Worth It?
(1:28:23) Award Booking Services

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: X | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Redeeming Points and Miles for Max Value (and What Not To Do!) with Nick Reyes

#124: Host Chris Hutchins shares his latest deals, advice on booking summer travel with points, some father’s day gift ideas, a family health update and more.
Link to Full Show Notes: https://allthehacks.com/monday-musings-2

Resources Mentioned
All the Hacks Newsletter
Latest Deals

Bilt Rewards

Toast App for Restaurants

Hilton Summer Promo

Credit Cards

Citi Strata Premier℠

Chase Sapphire Reserve®

Chase Sapphire Preferred® Card

All the Hacks Credit Card Site

Great Finds

Dr. Attia Video on Exercise

Nick's Blind Date

Why Car Insurance Rates Are So High

Recommendations

Tetris Movie


Superhuman Email (promo code ALLTHEHACKS)

Trafficked with Mariana van Zeller

Father's Day Gift Ideas

Moft: Snap-on Phone Stand & Wallet

Ten Thousand Midweight Tech Hoodie

Ooni Pizza Oven

Cocktail Codex Book

Shokz OpenRun Pro Headphones

Theory11 Box One

Eight Sleep Pod 4 Ultra

Tug-o-wobble Game

Nike Vaporfly Shoes

Storyworth: Book of Stories from Dad

Masterclass: Learn from Experts


Indochino: Custom Suits (promo code ALLTHEHACKS)

BRCA

National Cancer Institute Article

Stanford BRCA Decision Tool

Mentava Reading App (promo code ALLTHEHACKS)
charity: water Fundraiser
 
Full Show Notes
(0:00) Introduction
(3:53) Latest Deals
(7:30) Travel, Points & Miles
(10:29) Great Finds
(11:19) Chris' Recommendations
(12:40) Father's Day Gift Ideas
(16:36) BRCA
(24:16) My First 911 Call
(27:12) Saving on One-Way Flights
(34:35) Booking Summer Travel Award Flights
(39:58) App to Teach Kids to Read
(42:59) Charity: water Fundraiser
 
Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: X | Instagram | Website | LinkedIn
 
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Monday Musings: Latest Deals, Summer Award Travel, Father's Day Gift Ideas, Calling 911 and More

#174: Legendary investor Andy Rachleff shares invaluable lessons to accelerate your personal and professional growth. He explores how success can be achieved through the power of intellectual curiosity, non-consensus thinking, effective writing and questioning, and decision-making. He also offers practical advice on career advancement and leadership.
Andy Rachleff co-founded Benchmark Capital, one of the most successful venture capital firms, and is currently the co-founder and executive chairman of Wealthfront. He teaches at the Stanford Graduate School of Business and serves as chairman of the endowment investment committee at the University of Pennsylvania.
Link to Full Show Notes: https://allthehacks.com/andy-rachleff-life-lessons-for-success

Partner Deals
Storyworth: $10 off a custom book of your father's stories
HubSpot: All-in-one customer platform to get more out of your business
Facet: Personalized financial planning + $250 enrollment fee waived
Shopify: $1/month trial for the easiest e-commerce platform
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Andy Rachleff: X | LinkedIn

2013 Silicon Valley Career Guide


Wealthfront: Get $5k managed free and get a 0.5% APY boost


All the Hacks Episode #19: Becoming a Better Investor


The Sales Learning Curve by Mark Leslie and Charles A. Holloway
Howard Marks:


You Bet! + Other Memos


The Memo by Howard Marks Podcast

BG2Pod with Brad Gerstner and Bill Gurley

Full Show Notes 
(00:00) Introduction
(02:42) Learn It All vs. Know It All Mindset
(06:33) The Importance of Writing
(09:17) How to Navigate the Early Stages of Your Career
(10:33) Andy’s Non-Consensus Point of View
(14:04) How to Learn from Success and Failure
(20:19) Balancing Passion with Practical Experience
(23:41) Things to Look for When Hiring People
(26:15) The Difference Between Being Good, Very Good, and Exceptional
(29:39) What Is a Product Market Fit and How Do You Find It?
(38:16) Traits of Successful Managers and Leaders
(42:35) Andy's Golden Rule in Life
(43:37) Role of Optimism and Pessimism in Business
(45:40) How to Foster Relationships with Experts and Mentors
(47:25) Introductions and What Not to Do When Making Them
(50:37) Can You Achieve Work-Life Balance and Be Successful?
(53:04) How Andy Makes Big Life and Work Decisions
(58:11) Can Graduate School Pivot Your Career?
(1:02:09) The Best Way to Optimize Your Time
(1:03:10) Ways to Invest Successfully

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: X | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Secrets of Success in Life and Work with Legendary Silicon Valley Investor Andy Rachleff

#172: Today we go deep on the dilemma of renting vs. buying a home. Joined by Katie Gatti Tassin, we'll discuss current market dynamics, debunk misconceptions about homeownership, and provide insights to help you navigate this significant life decision. We'll also share personal finance strategies and insider tricks to help you secure the best deal. Katie Gatti Tassin is the creator of the Money with Katie podcast blog, and newsletter.
Link to Full Show Notes: https://allthehacks.com/katie-gatti-tassin-rent-vs-buy

Partner Deals
Notion: Try Notion AI free to automate tedious tasks and streamline your work
Daffy: Free $25 to give to the charity of your choice
Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS)
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Katie Gatti Tassin: Podcast | Website | Newsletter | Instagram
Episode with Kathryn Valentine: It’s Officially Negotiation Season—This is What Works

Fractional Home Ownership: Pacaso
Property Appraisal Appeal: Ownwell
Rational Reminder Podcast
The Fort - An Entrepreneurship Podcast by Chris Powers
All the Hacks:

Leave a review: Apple Podcasts | Spotify


Email for questions, hacks, deals, and feedback: podcast@allthehacks.com



Full Show Notes
(00:00) Introduction
(03:04) Reality vs. Expectations of Homeownership
(07:50) The Forced Savings Argument for Ownership
(12:33) Factors to Consider Before Buying a House
(14:34) Current Status of Rental vs. Buyer's Market
(16:50) Chris' Experience with Refinancing
(23:53) Why Past Generations Invested in Homes to Build Wealth
(27:16) A Questionable Rule of Thumb for Buying a House
(29:29) Ways to Generate Income from Your House
(31:08) A Big Mistake People Make When Buying a House
(33:40) How Societal Standards Pressure People to Buy Homes They Can't Afford
(41:20) Why You Should Care About What Matters to the Seller
(49:32) Fixed vs. Adjustable Rate Mortgage
(52:13) How to Appeal Your Property Tax
(54:53) Why People Rent Even If They Can Afford to Own a House
(57:20) The Hidden Costs of Owning a House
(1:00:32) The Emotional Reasons for Buying a Home

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: X | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Renting Actually Better Than Buying a Home with Katie Gatti Tassin

All the Hacks with Chris Hutchins

Digital Wallet Security and Credit Score Myth Debunking with NerdWallet's Smart Money

Download our free app to listen on your phone